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  • Health & Safety Memo - General requirements - Accidents, ill health and first aid - 901
    Accidents can result in a number of direct and indirect costs for employers, only some of which are covered by insurance. The table below shows the typical examples of costs to businesses when an accident happens: Type of cost Insured Uninsured Direct Compensation claims Damage to equipment Fines Sick pay Indirect Business loss Process liability Loss of good will Overtime Damage to reputation Investigation and potential prosecution Indirect costs are generally 8-36 times greater than direct costs
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